It's all about awareness: to be financially healthy, you have to know where your money is going every month. We're here to help. To get started, simply input your information into each category below as best you can. We will crunch the numbers for you, and then you can download a pdf copy as a handy reminder to keep tabs on your spending.
This is what you bring home each month on average (after taxes and all of that). If you are creating a spending plan for both you and your spouse, enter all income sources for the two of you. If you are creating an individual spending plan, list all sources of income including any support you receive from family, financial aid, money from savings and from your job.
This area is where you will list all of your current fixed monthly expenses. Your fixed expenses should be about 50% of your overall budget
This area is where you plan all of your savings activities. It is important to put aside money each month for future activities. Savings should account for about 20% of your overall budget.
This area is where you will estimate your monthly flexible spending. Based on your previous entries you have $0.00 remaining for discretionary spending. Your flexible spending should be roughly 30% of your overall budget.