Say NO to Default
Depending on the source of your loan, default occurs after loan payments are either 270 or 360 days past due.

Default has consequences! These include:
  • Collection fees – Your loan will be turned over to a collection agency which can charge you collection fees of up to 25%
  • Future tax refunds can be withheld
  • Wage garnishment – The government can automatically take up to 15% from your paychecks
  • Ineligibility for deferments and new loans
  • Credit rating hit
  • Loss of professional licensure

You can avoid this by just staying ahead of things. Request assistance early on and stay on top of your payments. Make them a priority.

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