Understand your options before you’re in trouble. Remember, missing payments and ultimately defaulting on your loan is not something you want to happen. But, there are options available if you fall on hard times or if you are just having a hard time making payments for any number of reasons. You can explore these options with your loan servicer to see what works best for you.

• Repayment Options
• Loan Forgiveness and Discharge
• Loan Deferment
• Loan Consolidation
• Track your Loans and Talk to your Servicers