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YOUR CUSTOM PLAN

Based on your answers, here are smart options you can explore. Talk to your loan servicer about what will work best for you; you may be able to combine several options to best fit your individual needs.

Possible short-term option(s) to talk about with your servicer
You may be eligible for the following options. Discuss these with your servicer:

Forbearance is a general postponement of payments that will place an account in good standing even if full payments are not made. Interest accrues during forbearance, and may capitalize if not paid.
Contact your servicer(s) for help in managing your loans long-term
You may be eligible for the following options. Discuss these with your servicer:

Contact your servicer to continue regular payments and explore further options.
Talk to your servicer(s) about forbearance to bring your account up-to-date, if needed
Keep the lines of communication open with your servicer(s) and follow up on any requests
After sending paperwork, call your servicer 5 business days later to confirm that they received it and that it is complete and legible. Call again weekly until they confirm approval. Keep in mind that a FAX confirmation shows that your FAX machine sent the documents, but not that the documents have actually been received.
Next Steps

Contact your servicer(s) about these options.

Reminders

Action	Date	Event
	06/28/2026	Submit Application/Payment
	07/03/2026	Confirm Application/Payment Received by Servicer
	07/10/2026	Confirm Application/Payment Processed by Servicer
	09/26/2026	Confirm Plan is Working or Revisit Questions
		Sign up for all email reminders
		Export all calendar events

LEARN HOW TO CONTACT YOUR SERVICER

STUDENT LOAN KNOWLEDGE HQ

Next Steps

Reminders