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College is a big bill to cover, and sometimes it's hard to
cover the whole thing. 

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Even after you've filed the FAFSA and received federal,
state, private and school financial aid, 

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you may still have a gap between the total cost of school
and what your aid covers. 

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Here are the Knowl's 7 ways to help fill the gap between what your financial aid covers

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and what you owe.

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Appeal the financial aid offer.

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Sometimes your FAFSA may not explain your entire financial
story. Job loss, divorce or large expenses,

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such as medical bills, can impact your ability to pay for
college, 

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but might not show up on your FAFSA. 

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If that's the case, contact your financial aid office and
explain your situation. It never hurts to ask.

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Consider loans.

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If you haven't already, you may consider investigating your
student loan options. 

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Remember, there are two types of student loans:

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federal student loans and private loans. 

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Federal loans tend to provide lower or fixed rates and more
flexible repayment options. 

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Your financial aid office can help you explore your options.

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Cut costs.

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Are there still some costs you can trim from your budget? 

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Do you need to live on campus or buy a full meal plan? 

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Can you buy your books used? 

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Every dollar matters, so take a hard look at your total
college expenses...

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and find ways to cut back. 

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Employer assistance.

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Some employers provide financial help for college in
exchange for earning good grades

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or committing to working at your job for a certain period of
time.

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Out of pocket contributions.

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Can you contribute any of your own cash? 

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Can more of your job income go to college costs?

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If you've been putting money aside for school,

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now's the time to use it.

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Sign up for a payment plan.

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Your school may have payment plans available to help
spread the cost of school across the term...

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so you don't have to pay it all in one lump sum.

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And finally, look for scholarships.

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It might be too late this year for scholarships, but it's smart
to keep checking on a regular basis.

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In fact, there are certain scholarships that are designed to
help students cover the gap...

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...between their financial aid and their costs.

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As always, if you need any more ideas to cover the gap,

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check with your school's financial aid office. 

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They are there to help.