Inceptia is a nonprofit organization that collaborates with schools and loan holders to provide free assistance in understanding information, tools and resources available on student loans. Schools hire Inceptia to provide student loan counseling assistance to current and former students at no cost.

Inceptia works as a student advocate to ensure that borrowers understand which options are best for them. We also work directly with borrowers and servicers to complete the repayment plan process. Student loans can be confusing and our job is to counsel and help borrowers understand their options without any pressure.

If Inceptia has reached out to you, it is because your school asked us to help guide you in managing your student loans. We can help you understand your repayment options and give you free resources for staying on track.